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HUD Code vs. Florida Building Code
When choosing a factory-built home, it’s helpful to understand the two primary construction standards: HUD Code and IRC Code. Both are safe, modern housing options—but they are built under different regulations and serve different needs.
Understanding the Difference: HUD Code vs. IRC Code
Modular and Manufactured Homes
Modular Homes (State & Local Building Codes)
Modular homes are also factory-built, but they are constructed to the same state and local building codes as traditional site-built homes. Once delivered, the modules are assembled on a permanent foundation and inspected by local building officials, just like conventional construction. Modular homes are typically financed, appraised, and insured in the same manner as site-built homes, while still benefiting from the quality control and efficiency of factory construction.
Manufactured Homes (HUD Code)
Manufactured homes are built to the federal HUD Code, a nationwide standard that governs design, construction, safety, durability, energy efficiency, and transportation. Because the HUD Code is uniform across the country, manufactured homes are built entirely in a factory, inspected throughout the process, and delivered to the site ready for installation on an approved foundation. This standardized approach allows for efficient construction, predictable pricing, and faster delivery, making manufactured homes a cost-effective housing solution.
